Intelligent Mortgage Rate Forecasting Using AI: Enhancing Accuracy, Governance, and Financial System Resilience. Journal of Cyber-Physical Security and Robotics, [S. l.], v. 2, n. 01, p. 11–20, 2026. DOI: 10.64235/sw1r1761. Disponível em: https://jocpsr.com/index.php/journal/article/view/23. Acesso em: 5 jun. 2026.